Effective Date: – 11-20-2025
SplitPatron (“we”, “our”, or “us”) is committed to protecting the privacy of your information. This Privacy Policy describes how we collect, use, store, disclose, and protect your data when accessing or using the SplitPatron mobile application, website, and related services collectively, the “Service”.
By utilizing SplitPatron, you are agreeing to the practices described in this Privacy Policy.
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1. Information We Collect
1.1 Personal Information
The following personal data may be collected when using SplitPatron:
* Full name
* Email address
* Phone number (optional)
* Profile picture (optional)
* User ID and authentication credentials
1.2 Financial & Transaction Data
To enable expense sharing and settlement features, we collect:
* Expenses and transaction details you enter
* Group and list information
* Payment records and settlement history
* Receipt images (if uploaded)
We do **not** store your credit / debit card numbers directly. All payment processing happens securely via third-party payment providers.
1.3 Device & Usage Data
Whenever you access the App, certain information is automatically collected, including:
* Device type and operating system
* App version
* IP address
* Usage statistics: features used, frequency, crash logs
* Log files and diagnostics
1.4 Location Data (Optional)
By enabling location features, we may collect approximate location information to enhance user experience, such as assigning tags to expenses or suggesting services near you.
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2. HOW WE USE YOUR INFORMATION
We use your data to:
* Provide and maintain SplitPatron services
* Create and manage user accounts
* Expense splitting and settlement calculations
* Process subscriptions and premium features
* Send important notifications and app updates
* Improve application performance and user experience
* Detect and prevent fraud or misuse
Customer support
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3. Data Sharing & Disclosure
We do not sell your personal information. We may share data only in the following scenarios:
3.1 With Service Providers
We share information with trusted third parties who assist in:
* Authentication (e.g. Supabase or Firebase)
Payment processing, such as RevenueCat, Stripe and Apple/Google In-App Purchases
* Cloud storage and hosting
* Analytics and crash reporting
These providers are under contract to safeguard your data.
3.2 Legal Requirements
We may disclose personal data if required by law or in response to valid legal requests.
3.3 Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
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Notes
4. Data Storage & Security
We are committed to protecting your data by implementing industry-standard safeguards, including:
* Transmission of data in encrypted form, HTTPS/SSL
This can include the following security features: * Secure authentication mechanisms
* Access controls and monitoring
* Cloud Infrastructure security
However, no system is fully secure. You recognize that there might be some risk in transmitting data over the internet.
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5. Data Retention
We store your information only as long as it is necessary for the purposes described in this policy or as long as we are required to do so by law. You may request the deletion of your account and related information at any time.
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6. Your Rights
Depending on your location, you may have the following rights:
* Access your personal data
Correct inaccuracies
Data deletion request
* Withdraw consent
* Export your data
To exercise these rights, contact us at: **[splitpatron@gmail.com](mailto:splitpatron@gmail.com)**
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7. Cookies & Tracking Technologies
SplitPatron may use cookies and similar technologies to:
* Remember user preferences
* Analyze usage patterns
* Increase functionality
You can control cookie settings through your device preferences.
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8. Links to Other Web Sites
Our app may link to third-party services; we are not responsible for their privacy practices. Please review their policies separately.
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9. Children’s Privacy
SplitPatron is not designed for persons under 13 years of age. We do not knowingly collect personal data from children.
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10. International Data Transfers
Your data may be processed and stored in countries other than your own. By using our Service, you consent to such transfers.
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11. Changes to This Policy
We may change this Privacy Policy from time to time. If we make any significant changes to this Privacy Policy, we will notify users of such changes through the app or by email.
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12. Contact Us Questions regarding this Privacy Policy should be directed to: **SplitPatron Email: [splitpatron@gmail.com](mailto:splitpatron@gmail.com) Website: https://www.splitpatron.com — Acknowledgement By accessing or using SplitPatron, you are acknowledging that you have read, understood, and agree to be bound by this Privacy Policy.