Privacy Policy for SplitPatron

Effective Date: - 11-20-2025

SplitPatron ("we", "our", or "us") is committed to protecting the privacy of your information. This Privacy Policy describes how we collect, use, store, disclose, and protect your data when accessing or using the SplitPatron mobile application, website, and related services collectively, the "Service".

By utilizing SplitPatron, you are agreeing to the practices described in this Privacy Policy.

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1. Information We Collect

1.1 Personal Information

The following personal data may be collected when using SplitPatron:

* Full name

* Email address

* Phone number (optional)

* Profile picture (optional)

* User ID and authentication credentials

1.2 Financial & Transaction Data

To enable expense sharing and settlement features, we collect:

* Expenses and transaction details you enter

* Group and list information

* Payment records and settlement history

* Receipt images (if uploaded)

We do **not** store your credit / debit card numbers directly. All payment processing happens securely via third-party payment providers.

1.3 Device & Usage Data

Whenever you access the App, certain information is automatically collected, including:

* Device type and operating system

* App version

* IP address

* Usage statistics: features used, frequency, crash logs

* Log files and diagnostics

1.4 Location Data (Optional)

By enabling location features, we may collect approximate location information to enhance user experience, such as assigning tags to expenses or suggesting services near you.

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2. HOW WE USE YOUR INFORMATION

We use your data to:

* Provide and maintain SplitPatron services

* Create and manage user accounts

* Expense splitting and settlement calculations

* Process subscriptions and premium features

* Send important notifications and app updates

* Improve application performance and user experience

* Detect and prevent fraud or misuse

Customer support

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3. Data Sharing & Disclosure

We do not sell your personal information. We may share data only in the following scenarios:

3.1 With Service Providers

We share information with trusted third parties who assist in:

* Authentication (e.g. Supabase or Firebase)

Payment processing, such as RevenueCat, Stripe and Apple/Google In-App Purchases

* Cloud storage and hosting

* Analytics and crash reporting

These providers are under contract to safeguard your data.

3.2 Legal Requirements

We may disclose personal data if required by law or in response to valid legal requests.

3.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

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 Notes

4. Data Storage & Security

We are committed to protecting your data by implementing industry-standard safeguards, including:

* Transmission of data in encrypted form, HTTPS/SSL

This can include the following security features: * Secure authentication mechanisms

* Access controls and monitoring

* Cloud Infrastructure security

However, no system is fully secure. You recognize that there might be some risk in transmitting data over the internet.

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5. Data Retention

We store your information only as long as it is necessary for the purposes described in this policy or as long as we are required to do so by law. You may request the deletion of your account and related information at any time.

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6. Your Rights

Depending on your location, you may have the following rights:

* Access your personal data

Correct inaccuracies

Data deletion request

* Withdraw consent

* Export your data

To exercise these rights, contact us at: **[splitpatron@gmail.com](splitpatron@gmail.com)**

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7. Cookies & Tracking Technologies

SplitPatron may use cookies and similar technologies to:

* Remember user preferences

* Analyze usage patterns

* Increase functionality

You can control cookie settings through your device preferences.

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8. Links to Other Web Sites

Our app may link to third-party services; we are not responsible for their privacy practices. Please review their policies separately.

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9. Children's Privacy

SplitPatron is not designed for persons under 13 years of age. We do not knowingly collect personal data from children.

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10. International Data Transfers

Your data may be processed and stored in countries other than your own. By using our Service, you consent to such transfers.

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11. Changes to This Policy

We may change this Privacy Policy from time to time. If we make any significant changes to this Privacy Policy, we will notify users of such changes through the app or by email.

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12. Contact Us Questions regarding this Privacy Policy should be directed to: **SplitPatron Email: [splitpatron@gmail.com](splitpatron@gmail.com) Website: https://www.splitpatron.com --- Acknowledgement By accessing or using SplitPatron, you are acknowledging that you have read, understood, and agree to be bound by this Privacy Policy.