SPLIT PATRON - TERMS of USE

Last Updated: 11-22-2025

Welcome to **SplitPatron**. These Terms and Conditions ("Terms") govern your access to and use of the SplitPatron mobile application and related services collectively, the "Service". By downloading, accessing, or using SplitPatron, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

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1. Definitions

**"SplitPatron", "we," "our," "us" refers to the developers and operators of the SplitPatron application.

* **"User", "you"** refers to any person who accesses or uses the app.

* **"Service"** refers to the SplitPatron app, including expense sharing, task management, group collaboration, and related features.

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2. Eligibility

You must be at least 13 years of age to use SplitPatron. By using the Service, you confirm that you meet this requirement and that you are legally capable of entering into binding agreements.

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3. Registration of Accounts

You may be required to create an account in order to access certain features of SplitPatron. You agree to:

Information should be provided accurately and completely.

* Do not share your login credentials

* Be responsible for all activities under your account.

We may temporarily suspend or terminate the accounts of any user who violates these Terms.

On the one hand, the level of education will increase.

4. Use of the Service

SplitPatron enables users to:

* Create and manage groups

* Track shared expenses

* Divide costs amongst members

* Assign and manage tasks

* Record settlements and payments

You agree not to:

* Use the Service for illegal or fraudulent purposes

* Harass, abuse or harm other users

* Try to penetrate the system to access unauthorized areas

* Reverse-engineer, copy, or exploit the application for any commercial purposes

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5. Payments and Subscriptions

Certain features may require payment or subscription. By subscribing, you agree to:

* Pay all applicable fees

* Allow recurring charges where applicable

All payments are processed through third-party platforms, for example, Apple App Store or Google Play. We do not store your payment details.

Subscriptions may be cancelled via the app store settings on your device.

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6. Accuracy of Financial Data

SplitPatron provides tools to assist with tracking and splitting expenses but does not guarantee that your financials are accurate. You are responsible for verifying the amounts, splits, and settlement records.

You hereby acknowledge that SplitPatron is not a financial institution and does not offer banking or escrow services.

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7. User Content

You retain ownership of all Content that you upload, such as receipts, notes, or task descriptions. However, you grant SplitPatron a license to display and process, as described below, such Content for the operation of the Service.

You agree not to upload any content that is unlawful, offensive, or infringes on third-party rights.

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8. Data Privacy

Your use of SplitPatron is also subject to our Privacy Policy. Your use of the Service signifies that you agree with the collection and use of information as set forth in the Privacy Policy.

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9. Limitation of Liability

To the fullest extent permitted by law, SplitPatron shall not be liable for:

* Any indirect, incidental, or consequential damages

* Potential data loss or financial issues between users

* Unauthorized access to your account

Use of the Service is at your own risk.

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10. Termination

We reserve the right to suspend or terminate your access to the Service at any time for violation of these Terms or misuse of the platform.

Upon termination, your right to use the Service will immediately end.

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11. Third Party Services

SplitPatron may also integrate with third-party services, such as payment processors or notification services. We are not responsible for the policies or practices of these third parties.

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12. Changes to These Terms

We may update these Terms from time to time. Any changes will be effective upon posting within the app or on our website. Continued use of the Service indicates acceptance of the revised Terms.

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13. THE GOVERNING LAW

These Terms shall be governed and interpreted in accordance with the laws of the jurisdiction in which SplitPatron operates, without regard to conflict of law principles. --- 14. Contact Us Questions or comments about these Terms may be directed to us at: ???? **[splitpatron@gmail.com](splitpatron@gmail.com)** --- By utilizing SplitPatron, you confirm that you have read, comprehended, and accepted the following Terms and Conditions.